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M i c h a e l   E s t a b r o o k




“Now that you’re retired

I’d counsel you to change the overall mix

of stocks and bonds

in your portfolio from 70/30

to a more conservative 60/40

in order to help ameliorate

the vicissitudes of an ever more unpredictable

stock market” Danielle

my pretty young

financial advisor advises me adding

“You’re in that season

of your life after all.”



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